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Investing with knowledge and discipline
We combine research, perspective and discipline to help you build sustainable wealth aligned with your goals.
We believe a strong investment philosophy is the foundation of a successful long-term relationship. It sets expectations, guides decisions, and helps everyone stay focused - especially when markets get noisy. Our starting point is simple: trying to beat the market isn’t a winning strategy. Instead, we work with the market - understanding how it behaves and using that insight to build portfolios that are resilient, efficient, and aligned with your goals.
We trust the market to set fair prices. With millions of participants, markets are remarkably good at pricing assets – that collective wisdom is hard to beat – and trying to outguess it often leads to wasted time and money. So we focus on strategies that are more likely to deliver consistent, appropriate outcomes.
Even when assets are fairly valued, their expected returns can vary. We use four key factors to shape our equity portfolios.
Over the longer term:
We use behavioural insights to keep decisions steady and deliberate, avoiding the emotional traps that can derail long-term investing. Our portfolios are diversified with a managed-beta approach to keep risk on track, and we prioritise low-cost passive funds, adding active strategies only when they provide meaningful extra value.
Markets evolve – and so do we. We’re committed to ongoing research and reflection, constantly refining our approach to stay ahead of the curve.
We take a research-led, balanced approach to socially responsible investing, combining meaningful ethical screening with the same disciplined, evidence-based principles that underpin our core portfolios.
Why our clients choose Chadwicks...
Chadwicks has made it easy for me to take a hands-off, long-term approach to my investments, which suits me perfectly. I feel well-informed through their regular email update . The team is flexible and accommodating when it comes to scheduling reviews, and while I haven’t taken full advantage of their webinars or social events yet, but hope to soon when my schedule allows.
Alex Robinson
Our experience with Chadwicks has been excellent. Radi has worked closely with us to ensure a smooth transition and ongoing relationship, and the team is always quick to respond , I’ve almost got Radi on speed dial! Communication has been clear and effective throughout, and we feel confident knowing Chadwicks is available whenever we need them. Over the past few months, we’ve added further funds and are already considering future planning, including inheritance tax. We’re very happy with the service and have recommended Chadwicks to others.
Rob Smith
When I set out to find an investment adviser, I thought I needed someone who could talk numbers. The first adviser I met did just that, for two hours straight. But it felt transactional, not personal. Then I spoke to Richard at Chadwicks. We spent two hours talking about my goals, my life, my family, what I wanted, not just my money. The conversation made it clear, I didn’t just want someone to manage my portfolio, I wanted someone who listened. Richard did. That’s why the choice was obvious.
Alison Beech
From the beginning, Chadwicks delivered exactly what was promised, no surprises, just solid, personal service. It’s the kind of firm where you feel like an individual, not a number, and the culture reflects that. Communication is spot on, relevant, timely, and never overwhelming. I trust them to manage my investments without needing to check in constantly, and I’ve even recommended them to friends. I’ve recently asked for help with my daughter financial planning, and I really appreciate their willingness to support us both, even though she’s not yet a client.
Tony Searle
From the very beginning, Chadwicks has provided clear guidance and reassurance. They’ve helped me plan the timing and structure of my investments with confidence. We’ve also explored pension planning options, annual contributions, and tax efficiency strategies, all explained in a way that makes complex decisions feel simple and manageable. Communication has been excellent; I always know who to contact, and I appreciate being introduced to additional team members, so I feel supported at every stage. Chadwicks has also taken the time to advise me on sensitive matters with care and professionalism. The settling-in process has been friendly and thorough, and I’ve already recommended Chadwicks to others."
Juliette Hopkins
How do I start an investment plan?
Begin by clarifying your goals, timescales, and appetite for risk. We’ll help you structure an investment plan that aligns with your financial life – whether you’re in Norwich or further afield.
What’s the difference between savings and investments?
Savings are typically held in cash and used for short-term needs, while investments are designed for growth over time. We’ll help you balance both to achieve your goals.
Is now a good time to invest?
There’s rarely a perfect time to invest – what matters is having a plan. By staying diversified and disciplined, you reduce the risks of short-term market timing.
What is socially responsible investing?
It’s an approach that considers environmental, social, and governance (ESG) factors alongside returns. We offer portfolios with an SRI focus for clients who want their money to reflect their values.