Chadwicks Insight

Sharing things we have found interesting, surprising or that simply make life better

As a learning organisation we are keen to share our knowledge - and anything else that we've enjoyed.

Read the latest from our blog...

14 October 2024

2024 Pre-budget Thoughts

The upcoming budget has generated more debate, speculation and calls from clients than any other I can remember. We discussed Labour’s fiscal plans in our post-election webinar (and generally, despite the noise, our opinions remain pretty much as they were then). But there has an awful lot of noise and clients are understandably wondering if they should be doing something. Trying to second-guess the budget is the fiscal equivalent of market timing – it’s very difficult to get right and the chances are that, at best, you’ll make the right call about half the time. Our advice is that your starting point should be to decide what you want to achieve, look at the best way to fund it and then look for the most tax-efficient way of releasing those funds. Reversing that process and letting the tax tail wag the investment dog too often ends in tears – or at least disappointment.

Find out more about 2024 Pre-budget Thoughts

8 December 2023

'Sorry, we're cash only!'

The impact of the repeated increases to the interest rates on bond and equity markets has been harsh, leading to declines in asset valuations all while elevating the current returns on cash investments. In light of the current financial environment is it a good idea to switch to cash investments? As the old adage suggests, "cash is king", right? Well, not quite… Investing is a long-term endeavour - a horizon where cash suffers.

Find out more about 'Sorry, we're cash only!'

14 July 2023

The Big Picture

The post-Covid period has been a frustrating and often concerning time for investors who have seen poor returns against a backdrop of rising inflation and interest rates. In this note, James Bacon, one of our associate directors, reminds us of the importance of standing back to see the big picture.

Find out more about The Big Picture

1 June 2023

Buccaneers of The Financial Market

There are many hidden secrets waiting to be discovered and since ancient times, the allure of finding hidden treasure in unchartered territories has captivated the human imagination. Many courageous explorers have ventured into the depths of the ocean to try and unearth these precious treasures, but many have failed. In many ways, financial markets share many conceptual similarities with the ocean - mainly that markets are also deep and liquid. But thankfully, we seem to know a lot more about markets than we do about the ocean.

Find out more about Buccaneers of The Financial Market

Watch our latest videos...

10 July 2024

2024 Election - What Next?

Watch now...

14 November 2023

Grow Your Money Masterclass recap

Watch now...

1 September 2023

Know Your Money

Watch now...

22 March 2023

The 2023 Spring Budget

Watch now...

Insight. the ability to perceive clearly or deeply the inner nature of things.

Stories about people and things that we enjoyed...

15 July 2024

How Top 100 IFA Chadwicks uses passive equities to beat inflation

This article appeared in New Model Adviser in July 2024

Find out more about How Top 100 IFA Chadwicks uses passive equities to beat inflation

20 December 2020

The long-term drivers of return in financial markets and economies

In this Research Note James Bacon and Lee Nguyen explore the factors driving growth and the implications for our investment process

Find out more about The long-term drivers of return in financial markets and economies

1 October 2019

Fifty shades of green: the world of sustainable investment

Investment Analyst Radostina Dencheva contributed an article on the future of socially responsible investments to the recently launched publication, 'Visions of a Sustainable Future.' (2019). This collection of thought pieces form a multidisciplinary perspective on the key challenges and transformations facing us all in ensuring a sustainable future.

Find out more about Fifty shades of green: the world of sustainable investment

4 September 2019

Libby Toms: My Month at Chadwicks

We enjoy having young people working with us to gain experience of work in the 'real' world. Some are here for a week, some for longer. Libby spent a month with us over the summer and here are her reflections.

Find out more about Libby Toms: My Month at Chadwicks

27 February 2019

A World of Milk

Content Consultants, are committed to developing a full understanding of their target audience as the first step towards building the perfect solutions for their needs. As such, they conducted focus groups with women to learn more about what was preventing Mexican women from breastfeeding. The women told them that advertisements had convinced them that formula milk is better than their breastmilk. What a topsy turvy world!

Find out more about A World of Milk

5 December 2018

Ormiston Families MPower Project

During 2018 we've been supporting Ormiston Families' MPower project that supports parents who have had a child taken into care. The Mpower project has made a significant impact on the lives of vulnerable women who are largely forgotten in society. The grief and loss they suffer on top of the other challenges they face in their lives is hard to bear.

Find out more about Ormiston Families MPower Project

5 November 2018

A hut at night? Shepherd's delight!

For those fond of glamping, the answer can be delivered to your doorstep in the shape of an English Shepherd Hut, and you don’t have to tend a herd of sheep to get one. The huts combine the timeless traditional charm of a historic hut with countless modern innovations to make them both beautiful and functional.

Find out more about A hut at night? Shepherd's delight!

18 October 2018

The Funding Conundrum

For our May 2018 Insight Masterclass we were delighted to be joined by Nick Harding. We have worked with Nick for over twenty years and watched him build a series of successful businesses, starting with a management buy-out of a division of Rank in 1996.

Find out more about The Funding Conundrum

Upcoming Masterclasses...

Collaborative Growth Strategies

12 November 2024

The final masterclass in this series focuses on collaborative growth strategies, emphasising how businesses can achieve growth by forming strategic partnerships, creating alliances, and building ecosystems that foster innovation and shared value.

Find out more and book